One slip, one accident, one claim — general liability keeps a third-party incident from becoming a business-ending expense. It’s the coverage nearly every contract, lease, and client will ask you to carry.
Coverage terms, limits, and exclusions vary by carrier and policy form. We walk you through exactly what is and isn’t covered before you bind — no fine-print surprises.
Most contracts and commercial leases require $1 million per occurrence and $2 million aggregate. We start by reading what your agreements actually demand, then size limits from there.
No. Liability covers third-party injury and property damage, not the cost of redoing your own faulty work. That gap is usually filled with a professional liability or builder’s risk policy.
Same day in most cases. Send us the holder’s exact name, address, and any required wording, and we issue it.
No — injuries to your own employees fall under workers’ compensation. General liability responds to claims from customers, vendors, and members of the public.
Tell us a little about what you’re protecting. We’ll come back with options and real pricing — no obligation.