Broward & Palm Beach

We write where we live.

Our office is in Pompano Beach. Everything we insure sits within about an hour of it — which is why we know which streets flood, which carriers accept which roofs, and what your city actually requires.

Palm Beach County

Boca Raton

Standard home and auto liability limits are badly matched to Boca asset levels — umbrella coverage is less optional here than almost anywhere else in the county. Gated and country-club communities also carry association requirements worth reviewing before you buy.

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Palm Beach County

Boynton Beach

Canal and lake-adjacent property west of Federal needs flood coverage more often than owners expect, and contractors working the redevelopment boom need liability and workers’ comp limits that satisfy general-contractor requirements.

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Broward County

Coral Springs

Being inland reduces surge exposure but not wind. Newer roofs and updated construction commonly earn mitigation credits here that go unclaimed when a policy is bought online.

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Broward County

Deerfield Beach

Association master policies and unit-owner HO-6 policies have to be read together — the gap between them is where Deerfield claims most often go wrong. Beachfront buildings also carry percentage-based hurricane deductibles worth planning reserves around.

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Palm Beach County

Delray Beach

Hospitality operators on and around Atlantic need liquor liability sized to real service volume, plus assault-and-battery coverage many policies quietly exclude. Historic homes east of Swinton need carriers who will not balk at the construction date.

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Broward County

Fort Lauderdale

Waterfront and canal-front property carries flood exposure a standard homeowners policy excludes outright, and marine-adjacent businesses often need coverage a generalist agent will not think to ask about.

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Broward County

Hollywood

Aging roofs and older electrical service are the two things most likely to complicate a homeowners placement here. Multifamily owners also need liability limits reflecting tenant exposure, not owner-occupied assumptions.

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Broward County

Plantation

An inland location keeps flood premiums modest across much of the city, but professional practices here are frequently underinsured on management liability and cyber — the two exposures that hit service businesses hardest.

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Broward County

Pompano Beach

Mid-century housing stock means roof age drives most homeowners quotes here, and property east of the Intracoastal sits in flood zones where lender-required coverage is the norm rather than the exception.

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Palm Beach County

West Palm Beach

Older El Cid and Flamingo Park homes need carriers comfortable with historic construction, while downtown commercial tenants often carry lease-required limits they have never actually verified. We read the lease first.

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Not on the list? We are licensed throughout Florida and write well beyond these ten cities. Call us and we will tell you straight away whether we are the right fit.

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