A collector car isn’t transportation — it’s an investment and a passion. Antique auto coverage insures it at an agreed value, with terms built around shows, weekends, and storage.
Coverage terms, limits, and exclusions vary by carrier and policy form. We walk you through exactly what is and isn’t covered before you bind — no fine-print surprises.
Requirements vary, but generally a vehicle 20 to 25 years or older, maintained above ordinary condition, stored securely, and not used as daily transportation.
You and the carrier agree on the vehicle’s value when the policy is written. If it is a total loss, that is what you are paid — no depreciation argument.
Most collector policies include an annual mileage allowance with tiers to choose from. Higher allowances cost more but stay well below daily-driver rates.
Yes, including transit to and from events. Many policies also extend to spare parts and the tools you carry.
Tell us a little about what you’re protecting. We’ll come back with options and real pricing — no obligation.