We’re not captive to a single carrier, which means our advice isn’t either. We represent you — shopping the market, sizing the limits, and standing with you when a claim comes.
Most bad insurance outcomes trace back to a policy that was sold before anyone asked the right questions. We start with what you actually do — the trades, the payroll, the vehicles, the property, the contracts you’ve signed — and build coverage from there.
Based in Pompano Beach, we write commercial and personal lines across Florida. That local footing matters here: coastal property, wind and flood, association statutes, and the state’s auto minimums are all things we deal with daily rather than look up.
Talk to an agentWe tell you what a policy covers and what it doesn’t — in the same conversation, before you sign. If a limit is thin, you hear it from us first.
You get an agent who knows your file. The same person handles your renewal, your certificate request, and your claim advocacy.
Values change, payroll changes, rebuild costs change. We revisit your coverage annually so it still fits what you own today.
We write commercial and personal coverage in Florida, Texas, Georgia, Tennessee, Louisiana, and Pennsylvania.

Pompano Beach, FL — headquarters
Send us your current policies. We’ll read them, mark the gaps, and tell you plainly whether you’re better off staying put.