From fender benders to serious collisions, auto coverage protects your vehicle, your passengers, and your wallet — with Florida PIP requirements built in and options that match how you drive.
Coverage terms, limits, and exclusions vary by carrier and policy form. We walk you through exactly what is and isn’t covered before you bind — no fine-print surprises.
$10,000 in personal injury protection and $10,000 in property damage liability. Those minimums are low enough that a serious accident can leave you personally exposed.
Technically optional for many drivers, but going without it is a real risk. If you injure someone, you are personally responsible for the damages.
It pays your injuries when the at-fault driver has no insurance or too little. Given how many Florida drivers carry minimum limits, we recommend it in nearly every case.
Bundling home and auto, raising deductibles you can comfortably absorb, telematics programs, and defensive driving courses. We shop carriers at every renewal.
Tell us a little about what you’re protecting. We’ll come back with options and real pricing — no obligation.