A cyberattack or data breach brings notification costs, forensics, downtime, and liability — all at once. Cyber coverage funds the response and the recovery, so one incident doesn’t undo years of work.
Coverage terms, limits, and exclusions vary by carrier and policy form. We walk you through exactly what is and isn’t covered before you bind — no fine-print surprises.
Small businesses are targeted precisely because defenses are lighter. Most claims we see come from email compromise and ransomware, not sophisticated attacks.
Breach notification, forensics to establish what happened, legal counsel, credit monitoring for affected customers, ransomware response where permitted, and the income you lose while systems are down.
Almost never. Most general liability forms specifically exclude electronic data and privacy claims, which is why cyber is written separately.
Typically multi-factor authentication, backup practices, and employee training. Having those in place both lowers your premium and improves your odds of qualifying at all.
Tell us a little about what you’re protecting. We’ll come back with options and real pricing — no obligation.